---
title: HomeTraq University | financing
description: financing |
---

[![HomeTraq](https://university.hometraq.io/hs-fs/hubfs/HomeTraqLogoSM-1.png?width=6000&height=1800&name=HomeTraqLogoSM-1.png "HomeTraq")](https://HomeTraq.com)

- [For Home Buyers](https://hometraq.com/how-it-works)
- [For Lenders](https://explore.hometraqbuyers.com/for-lenders)
- [For Agents](https://explore.hometraqbuyers.com/for-agents)
- [Live Video Tours](https://explore.hometraqbuyers.com/live-video-tours)
- Resources 
    - [Blog](https://university.hometraq.io)
    - [Guidebooks](https://explore.hometraqbuyers.com/resources)
- [Contact Us](https://explore.hometraq.io/lets-talk)

[![](https://university.hometraq.io/hubfs/Stock%20images/Young%20man%20using%20a%20laptop%20building%20online%20business%20making%20dollar%20bills%20cash%20falling%20down.%20Beginner%20IT%20entrepreneur%20under%20money%20rain.%20Success%20economy%20concept.jpeg)](https://university.hometraq.io/dont-fear-the-scary-down-payment-check-out-this-not-so-secret-down-payment-assistance-option-if-you-live-in-the-st.-louis-area-0)

## [Top down payment assistant options for your new home \[Real Estate Insider\]](https://university.hometraq.io/dont-fear-the-scary-down-payment-check-out-this-not-so-secret-down-payment-assistance-option-if-you-live-in-the-st.-louis-area-0)

 Aug 19, 2020 10:34:43 AM / by [Mark Gorman](https://university.hometraq.io/author/mark-gorman) posted in [Mortgage](https://university.hometraq.io/topic/mortgage), [Home Loan](https://university.hometraq.io/topic/home-loan), [financing contigency](https://university.hometraq.io/topic/financing-contigency), [financing](https://university.hometraq.io/topic/financing), [mortgage payments](https://university.hometraq.io/topic/mortgage-payments), [buying a home](https://university.hometraq.io/topic/buying-a-home), [homebuying](https://university.hometraq.io/topic/homebuying), [loan](https://university.hometraq.io/topic/loan)

[0 Comments](https://university.hometraq.io/dont-fear-the-scary-down-payment-check-out-this-not-so-secret-down-payment-assistance-option-if-you-live-in-the-st.-louis-area-0#comments-listing)

If you're a first-time homebuyer or simply worry about being able to afford a down payment on a home, you're not alone. Reaching the suggested *20%* down payment mark can be a tall task, and seem like an insurmountable obstacle to some. If you live in the St. Louis or St. Charles area, you no longer have to worry about finding enough money in your budget to put down a healthy down payment for a house you're interested in buying.

[Read More](https://university.hometraq.io/dont-fear-the-scary-down-payment-check-out-this-not-so-secret-down-payment-assistance-option-if-you-live-in-the-st.-louis-area-0)

[![](https://university.hometraq.io/hubfs/Stock%20images/Beautiful%20happy%20family%20thinking%20of%20their%20dream%20house-1.jpeg)](https://university.hometraq.io/look-at-these-5-common-misconceptions-to-consider-before-buying-a-home-for-review)

## [5 major misconceptions about buying a home \[Real Estate Insider\]](https://university.hometraq.io/look-at-these-5-common-misconceptions-to-consider-before-buying-a-home-for-review)

 Aug 17, 2020 2:14:55 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [Lending](https://university.hometraq.io/topic/lending), [Home Loan](https://university.hometraq.io/topic/home-loan), [home shopping](https://university.hometraq.io/topic/home-shopping), [real estate](https://university.hometraq.io/topic/real-estate), [touring homes](https://university.hometraq.io/topic/touring-homes), [homebuyers](https://university.hometraq.io/topic/homebuyers), [housing market](https://university.hometraq.io/topic/housing-market), [financing](https://university.hometraq.io/topic/financing), [myths](https://university.hometraq.io/topic/myths)

[0 Comments](https://university.hometraq.io/look-at-these-5-common-misconceptions-to-consider-before-buying-a-home-for-review#comments-listing)

 

 

### **Buying a home doesn't have to be confusing!**

Buying a home for the first time is intimidating. It's unfamiliar territory. The financial implications for one of the largest purchase of your life is massive. It sounds daunting, we know. But it doesn't have to be. In fact, securing a home loan is faster and easier than ever before! With the variety of mortgage options on the market, you could find a loan customized to fit your specific needs. 

[Read More](https://university.hometraq.io/look-at-these-5-common-misconceptions-to-consider-before-buying-a-home-for-review)

[![](https://university.hometraq.io/hubfs/Stock%20images/Close%20up%20of%20a%20pink%20piggy%20bank%20with%20dollars%20beside%20miniature%20house%20model%20on%20white%20background.jpeg)](https://university.hometraq.io/the-truth-about-down-payments-should-i-pay-20)

## [Truth about Down Payments - Should I pay 20%? \[ Real Estate Insider \]](https://university.hometraq.io/the-truth-about-down-payments-should-i-pay-20)

 Aug 5, 2020 4:43:58 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [Mortgage](https://university.hometraq.io/topic/mortgage), [home purchase](https://university.hometraq.io/topic/home-purchase), [negotiation](https://university.hometraq.io/topic/negotiation), [housing demand](https://university.hometraq.io/topic/housing-demand), [financing](https://university.hometraq.io/topic/financing), [misconceptions](https://university.hometraq.io/topic/misconceptions), [loan](https://university.hometraq.io/topic/loan)

[0 Comments](https://university.hometraq.io/the-truth-about-down-payments-should-i-pay-20#comments-listing)

Have you ever wondered how much you need to budget for a down payment on a house? Like any other large purchase, lenders usually want a down payment to secure a mortgage. The amount may vary depending on your situation, but most financial advisors recommend paying at least 20% of the value of the home as a down payment. First of all, this reduces the total amount you have to borrow. It also covers Private Mortgage Insurance (PMI) fees that lenders would include if you don't reach the 20% down-payment threshold.

[Read More](https://university.hometraq.io/the-truth-about-down-payments-should-i-pay-20)

[![](https://university.hometraq.io/hubfs/Stock%20images/Loans%20Concept.%20Word%20on%20Folder%20Register%20of%20Card%20Index.%20Selective%20Focus..jpeg)](https://university.hometraq.io/obtaining-a-mortgage-and-comparing-financing-options)

## [Financing and Obtaining Mortgage \[Must-Know Real Estate\]](https://university.hometraq.io/obtaining-a-mortgage-and-comparing-financing-options)

 Mar 17, 2020 4:02:24 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [Mortgage](https://university.hometraq.io/topic/mortgage), [Home Loan](https://university.hometraq.io/topic/home-loan), [financing](https://university.hometraq.io/topic/financing)

[0 Comments](https://university.hometraq.io/obtaining-a-mortgage-and-comparing-financing-options#comments-listing)

**Mortgage Brokers/Bankers**

[Read More](https://university.hometraq.io/obtaining-a-mortgage-and-comparing-financing-options)

[![](https://university.hometraq.io/hubfs/Stock%20images/Excited%20couple%20jumping%20after%20buying%20a%20house-1.jpeg)](https://university.hometraq.io/home-buyer-loan-strategies-options-revealed)

## [Home-Buyer Loan Strategies \[OPTIONS REVEALED\]](https://university.hometraq.io/home-buyer-loan-strategies-options-revealed)

 Feb 17, 2020 1:20:53 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [home ownership](https://university.hometraq.io/topic/home-ownership), [financing](https://university.hometraq.io/topic/financing), [buying a home](https://university.hometraq.io/topic/buying-a-home), [income](https://university.hometraq.io/topic/income), [loan](https://university.hometraq.io/topic/loan), [rates](https://university.hometraq.io/topic/rates)

[0 Comments](https://university.hometraq.io/home-buyer-loan-strategies-options-revealed#comments-listing)

   

[Read More](https://university.hometraq.io/home-buyer-loan-strategies-options-revealed)

[![](https://university.hometraq.io/hubfs/person-holding-100-us-dollar-banknotes-2068975.jpg)](https://university.hometraq.io/helpful-links-about-credit-credit-resources-and-credit-counselors)

## [Real Estate Insider - Credit, Credit Resources and Credit Counselors](https://university.hometraq.io/helpful-links-about-credit-credit-resources-and-credit-counselors)

 Feb 5, 2020 11:28:31 AM / by [Mark Gorman](https://university.hometraq.io/author/mark-gorman) posted in [homebuyers](https://university.hometraq.io/topic/homebuyers), [Credit](https://university.hometraq.io/topic/credit), [Credit Score](https://university.hometraq.io/topic/credit-score), [financing](https://university.hometraq.io/topic/financing), [capital](https://university.hometraq.io/topic/capital), [mortgage payments](https://university.hometraq.io/topic/mortgage-payments), [homebuying](https://university.hometraq.io/topic/homebuying), [boosting credit](https://university.hometraq.io/topic/boosting-credit), [credit bureaus](https://university.hometraq.io/topic/credit-bureaus)

[0 Comments](https://university.hometraq.io/helpful-links-about-credit-credit-resources-and-credit-counselors#comments-listing)

**There are three major credit reporting agencies.**

[Read More](https://university.hometraq.io/helpful-links-about-credit-credit-resources-and-credit-counselors)

[![](https://university.hometraq.io/hubfs/close-up-photo-of-man-wearing-black-suit-jacket-doing-thumbs-684385-1.jpg)](https://university.hometraq.io/the-loan-approval-phase)

## [The Loan Approval Phase](https://university.hometraq.io/the-loan-approval-phase)

 Feb 2, 2020 9:26:08 PM / by [Mark Gorman](https://university.hometraq.io/author/mark-gorman) posted in [Home Loan](https://university.hometraq.io/topic/home-loan), [financing](https://university.hometraq.io/topic/financing), [capital](https://university.hometraq.io/topic/capital), [buying a home](https://university.hometraq.io/topic/buying-a-home), [income](https://university.hometraq.io/topic/income), [credit bureaus](https://university.hometraq.io/topic/credit-bureaus)

[0 Comments](https://university.hometraq.io/the-loan-approval-phase#comments-listing)

**Lender Evaluates Mortgage Loan Application:**

[Read More](https://university.hometraq.io/the-loan-approval-phase)

[![](https://university.hometraq.io/hubfs/Stock%20images/Portrait%20of%20a%20happy%20african%20man%20holding%20US%20dollars.jpeg)](https://university.hometraq.io/why-financing-might-be-a-better-choice-than-paying-cash-for-your-next-home)

## [4 reasons why buying a home with cash may be a mistake...](https://university.hometraq.io/why-financing-might-be-a-better-choice-than-paying-cash-for-your-next-home)

 Oct 8, 2019 4:49:14 PM / by [Mark Gorman](https://university.hometraq.io/author/mark-gorman) posted in [Mortgage](https://university.hometraq.io/topic/mortgage), [Pre-Approval](https://university.hometraq.io/topic/pre-approval), [Pre-Qual](https://university.hometraq.io/topic/pre-qual), [Lending](https://university.hometraq.io/topic/lending), [Home Loan](https://university.hometraq.io/topic/home-loan), [Pre-Qualification](https://university.hometraq.io/topic/pre-qualification), [Approval](https://university.hometraq.io/topic/approval), [professional](https://university.hometraq.io/topic/professional), [home purchase](https://university.hometraq.io/topic/home-purchase), [financing contigency](https://university.hometraq.io/topic/financing-contigency), [FHA](https://university.hometraq.io/topic/fha), [closing costs](https://university.hometraq.io/topic/closing-costs), [homebuyers](https://university.hometraq.io/topic/homebuyers), [home ownership](https://university.hometraq.io/topic/home-ownership), [PITIA](https://university.hometraq.io/topic/pitia), [financing](https://university.hometraq.io/topic/financing), [capital](https://university.hometraq.io/topic/capital), [payments](https://university.hometraq.io/topic/payments), [mortgage payments](https://university.hometraq.io/topic/mortgage-payments), [emergency funds](https://university.hometraq.io/topic/emergency-funds), [boosting credit](https://university.hometraq.io/topic/boosting-credit), [income](https://university.hometraq.io/topic/income), [asset](https://university.hometraq.io/topic/asset), [myths](https://university.hometraq.io/topic/myths), [credit bureaus](https://university.hometraq.io/topic/credit-bureaus)

[0 Comments](https://university.hometraq.io/why-financing-might-be-a-better-choice-than-paying-cash-for-your-next-home#comments-listing)

There’s a common misconception out there that buying a home with cash is always a faster and easier option than financing. If you have the funds to buy a home in cash (congrats on that saving, by the way), [financing might actually be a better option](https://university.hometraq.io/six-features-first-timers-should-know-about-fha). Financing your purchase with a qualified lender offers homebuyers a host of unique advantages that cash buyers just can’t enjoy. If you’re weighing your cash vs. [financing options](https://university.hometraq.io/tag/mortgage), consider the following:

[Read More](https://university.hometraq.io/why-financing-might-be-a-better-choice-than-paying-cash-for-your-next-home)

[![](https://university.hometraq.io/hubfs/Stock%20images/Young%20couple%20visualizing%20the%20decor%20of%20their%20new%20home%20sitting%20on%20the%20bare%20wooden%20floor%20pointing%20out%20and%20discussing%20placement%20of%20furniture.jpeg)](https://university.hometraq.io/5-steps-for-first-time-home-buyers)

## [5 steps to get ready for your home search](https://university.hometraq.io/5-steps-for-first-time-home-buyers)

 Sep 15, 2019 7:43:00 AM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [Pre-Approval](https://university.hometraq.io/topic/pre-approval), [home shopping](https://university.hometraq.io/topic/home-shopping), [house hunting](https://university.hometraq.io/topic/house-hunting), [home search](https://university.hometraq.io/topic/home-search), [homebuyers](https://university.hometraq.io/topic/homebuyers), [housing market](https://university.hometraq.io/topic/housing-market), [step-by-step](https://university.hometraq.io/topic/step-by-step), [Credit](https://university.hometraq.io/topic/credit), [first-time](https://university.hometraq.io/topic/first-time), [homeownership](https://university.hometraq.io/topic/homeownership), [home tours](https://university.hometraq.io/topic/home-tours), [home ownership](https://university.hometraq.io/topic/home-ownership), [financing](https://university.hometraq.io/topic/financing), [before you buy](https://university.hometraq.io/topic/before-you-buy), [buying a home](https://university.hometraq.io/topic/buying-a-home), [moving checklist](https://university.hometraq.io/topic/moving-checklist), [homebuying](https://university.hometraq.io/topic/homebuying), [boosting credit](https://university.hometraq.io/topic/boosting-credit), [loan](https://university.hometraq.io/topic/loan)

[0 Comments](https://university.hometraq.io/5-steps-for-first-time-home-buyers#comments-listing)

In a competitive market where homes can fly off the market in a week or less, it’s essential that buyers come to the table prepared. Here’s a list of steps every home buyer should consider in their search.

[Read More](https://university.hometraq.io/5-steps-for-first-time-home-buyers)

[![](https://university.hometraq.io/hubfs/rates.jpg)](https://university.hometraq.io/so-mortgage-rates-falling)

## [Rates are falling... What does it mean for your home search?](https://university.hometraq.io/so-mortgage-rates-falling)

 Aug 28, 2019 9:30:52 PM / by [Mark Gorman](https://university.hometraq.io/author/mark-gorman) posted in [Insider](https://university.hometraq.io/topic/insider), [Mortgage](https://university.hometraq.io/topic/mortgage), [Pre-Approval](https://university.hometraq.io/topic/pre-approval), [Home Loan](https://university.hometraq.io/topic/home-loan), [Approval](https://university.hometraq.io/topic/approval), [homebuyers](https://university.hometraq.io/topic/homebuyers), [housing market](https://university.hometraq.io/topic/housing-market), [St. Louis](https://university.hometraq.io/topic/st-louis), [housing demand](https://university.hometraq.io/topic/housing-demand), [financing](https://university.hometraq.io/topic/financing), [loan](https://university.hometraq.io/topic/loan), [rates](https://university.hometraq.io/topic/rates)

[0 Comments](https://university.hometraq.io/so-mortgage-rates-falling#comments-listing)

 

[Read More](https://university.hometraq.io/so-mortgage-rates-falling)

[All posts](https://university.hometraq.io/all) [Next](https://university.hometraq.io/tag/financing/page/2)

### Get Email Updates

- Recent
- Popular
- Categories

### Lists by Topic

- [buying a home (36)](https://university.hometraq.io/tag/buying-a-home)
- [homebuyers (27)](https://university.hometraq.io/tag/homebuyers)
- [homebuying (27)](https://university.hometraq.io/tag/homebuying)
- [real estate (27)](https://university.hometraq.io/tag/real-estate)
- [housing market (24)](https://university.hometraq.io/tag/housing-market)
- [Mortgage (23)](https://university.hometraq.io/tag/mortgage)
- [house hunting (18)](https://university.hometraq.io/tag/house-hunting)
- [before you buy (16)](https://university.hometraq.io/tag/before-you-buy)
- [home ownership (16)](https://university.hometraq.io/tag/home-ownership)
- [home shopping (15)](https://university.hometraq.io/tag/home-shopping)
- [home purchase (13)](https://university.hometraq.io/tag/home-purchase)
- [selling agent (12)](https://university.hometraq.io/tag/selling-agent)
- [touring homes (12)](https://university.hometraq.io/tag/touring-homes)
- [Home Loan (11)](https://university.hometraq.io/tag/home-loan)
- [financing (11)](https://university.hometraq.io/tag/financing)
- [listing agent (11)](https://university.hometraq.io/tag/listing-agent)
- [Credit (10)](https://university.hometraq.io/tag/credit)
- [Home tour (10)](https://university.hometraq.io/tag/home-tour)
- [home tours (10)](https://university.hometraq.io/tag/home-tours)
- [online home buying (10)](https://university.hometraq.io/tag/online-home-buying)
- [buyer's agent (9)](https://university.hometraq.io/tag/buyers-agent)
- [home showings (9)](https://university.hometraq.io/tag/home-showings)
- [listing (9)](https://university.hometraq.io/tag/listing)
- [home search (8)](https://university.hometraq.io/tag/home-search)
- [homes for sale (8)](https://university.hometraq.io/tag/homes-for-sale)
- [housing demand (8)](https://university.hometraq.io/tag/housing-demand)
- [loan (8)](https://university.hometraq.io/tag/loan)
- [Credit Score (7)](https://university.hometraq.io/tag/credit-score)
- [STL (7)](https://university.hometraq.io/tag/stl)
- [agents (7)](https://university.hometraq.io/tag/agents)
- [homeownership (7)](https://university.hometraq.io/tag/homeownership)
- [innovation (7)](https://university.hometraq.io/tag/innovation)
- [mortgage payments (7)](https://university.hometraq.io/tag/mortgage-payments)
- [real estate agent (7)](https://university.hometraq.io/tag/real-estate-agent)
- [realtor (7)](https://university.hometraq.io/tag/realtor)
- [selling home (7)](https://university.hometraq.io/tag/selling-home)
- [Insider (6)](https://university.hometraq.io/tag/insider)
- [St. Louis (6)](https://university.hometraq.io/tag/st-louis)
- [commission (6)](https://university.hometraq.io/tag/commission)
- [hometraq (6)](https://university.hometraq.io/tag/hometraq)
- [income (6)](https://university.hometraq.io/tag/income)
- [payments (6)](https://university.hometraq.io/tag/payments)
- [FHA (5)](https://university.hometraq.io/tag/fha)
- [Lending (5)](https://university.hometraq.io/tag/lending)
- [first-time (5)](https://university.hometraq.io/tag/first-time)
- [home inspection (5)](https://university.hometraq.io/tag/home-inspection)
- [insurance (5)](https://university.hometraq.io/tag/insurance)
- [moving (5)](https://university.hometraq.io/tag/moving)
- [myths (5)](https://university.hometraq.io/tag/myths)
- [real estate tech (5)](https://university.hometraq.io/tag/real-estate-tech)
- [Approval (4)](https://university.hometraq.io/tag/approval)
- [agency (4)](https://university.hometraq.io/tag/agency)
- [boosting credit (4)](https://university.hometraq.io/tag/boosting-credit)
- [capital (4)](https://university.hometraq.io/tag/capital)
- [closing costs (4)](https://university.hometraq.io/tag/closing-costs)
- [credit bureaus (4)](https://university.hometraq.io/tag/credit-bureaus)
- [credit profile (4)](https://university.hometraq.io/tag/credit-profile)
- [dual agency (4)](https://university.hometraq.io/tag/dual-agency)
- [millennials (4)](https://university.hometraq.io/tag/millennials)
- [open house (4)](https://university.hometraq.io/tag/open-house)
- [rates (4)](https://university.hometraq.io/tag/rates)
- [summer (4)](https://university.hometraq.io/tag/summer)
- [title (4)](https://university.hometraq.io/tag/title)
- [MLS (3)](https://university.hometraq.io/tag/mls)
- [PITIA (3)](https://university.hometraq.io/tag/pitia)
- [Pre-Approval (3)](https://university.hometraq.io/tag/pre-approval)
- [Pre-Qualification (3)](https://university.hometraq.io/tag/pre-qualification)
- [Zillow (3)](https://university.hometraq.io/tag/zillow)
- [appraisal (3)](https://university.hometraq.io/tag/appraisal)
- [asset (3)](https://university.hometraq.io/tag/asset)
- [emergency funds (3)](https://university.hometraq.io/tag/emergency-funds)
- [financing contigency (3)](https://university.hometraq.io/tag/financing-contigency)
- [home for sale (3)](https://university.hometraq.io/tag/home-for-sale)
- [housing inventory (3)](https://university.hometraq.io/tag/housing-inventory)
- [maintenance (3)](https://university.hometraq.io/tag/maintenance)
- [misconceptions (3)](https://university.hometraq.io/tag/misconceptions)
- [moving checklist (3)](https://university.hometraq.io/tag/moving-checklist)
- [procuring cause (3)](https://university.hometraq.io/tag/procuring-cause)
- [professional (3)](https://university.hometraq.io/tag/professional)
- [rent (3)](https://university.hometraq.io/tag/rent)
- [step-by-step (3)](https://university.hometraq.io/tag/step-by-step)
- [utilities (3)](https://university.hometraq.io/tag/utilities)
- [vacation home (3)](https://university.hometraq.io/tag/vacation-home)
- [203k (2)](https://university.hometraq.io/tag/203k)
- [Chesterfield (2)](https://university.hometraq.io/tag/chesterfield)
- [HOA (2)](https://university.hometraq.io/tag/hoa)
- [Oakville (2)](https://university.hometraq.io/tag/oakville)
- [Underwriting (2)](https://university.hometraq.io/tag/underwriting)
- [baby boomer (2)](https://university.hometraq.io/tag/baby-boomer)
- [bills (2)](https://university.hometraq.io/tag/bills)
- [closing (2)](https://university.hometraq.io/tag/closing)
- [consumer (2)](https://university.hometraq.io/tag/consumer)
- [contingent (2)](https://university.hometraq.io/tag/contingent)
- [disclosure (2)](https://university.hometraq.io/tag/disclosure)
- [do it yourself (2)](https://university.hometraq.io/tag/do-it-yourself)
- [earnest money (2)](https://university.hometraq.io/tag/earnest-money)
- [foreclosure (2)](https://university.hometraq.io/tag/foreclosure)
- [negotiation (2)](https://university.hometraq.io/tag/negotiation)
- [option (2)](https://university.hometraq.io/tag/option)
- [pending (2)](https://university.hometraq.io/tag/pending)
- [property taxes (2)](https://university.hometraq.io/tag/property-taxes)
- [real estate agents (2)](https://university.hometraq.io/tag/real-estate-agents)
- [representation (2)](https://university.hometraq.io/tag/representation)
- [sales contract (2)](https://university.hometraq.io/tag/sales-contract)
- [sold (2)](https://university.hometraq.io/tag/sold)
- [startup (2)](https://university.hometraq.io/tag/startup)
- [taxes (2)](https://university.hometraq.io/tag/taxes)
- [title company (2)](https://university.hometraq.io/tag/title-company)
- [title insurance (2)](https://university.hometraq.io/tag/title-insurance)
- [AUS (1)](https://university.hometraq.io/tag/aus)
- [Back to work (1)](https://university.hometraq.io/tag/back-to-work)
- [Ladue (1)](https://university.hometraq.io/tag/ladue)
- [Lake Saint Louis (1)](https://university.hometraq.io/tag/lake-saint-louis)
- [Pre-Qual (1)](https://university.hometraq.io/tag/pre-qual)
- [St. Albans (1)](https://university.hometraq.io/tag/st-albans)
- [St. Charles (1)](https://university.hometraq.io/tag/st-charles)
- [active (1)](https://university.hometraq.io/tag/active)
- [alerts (1)](https://university.hometraq.io/tag/alerts)
- [cancelled (1)](https://university.hometraq.io/tag/cancelled)
- [cell phone (1)](https://university.hometraq.io/tag/cell-phone)
- [central west end (1)](https://university.hometraq.io/tag/central-west-end)
- [city living (1)](https://university.hometraq.io/tag/city-living)
- [clear to close (1)](https://university.hometraq.io/tag/clear-to-close)
- [coming soon (1)](https://university.hometraq.io/tag/coming-soon)
- [conditions (1)](https://university.hometraq.io/tag/conditions)
- [contingencies (1)](https://university.hometraq.io/tag/contingencies)
- [cosign (1)](https://university.hometraq.io/tag/cosign)
- [deposit (1)](https://university.hometraq.io/tag/deposit)
- [escrow (1)](https://university.hometraq.io/tag/escrow)
- [experian (1)](https://university.hometraq.io/tag/experian)
- [expired (1)](https://university.hometraq.io/tag/expired)
- [funds (1)](https://university.hometraq.io/tag/funds)
- [glencoe (1)](https://university.hometraq.io/tag/glencoe)
- [historic (1)](https://university.hometraq.io/tag/historic)
- [homeowner association fees (1)](https://university.hometraq.io/tag/homeowner-association-fees)
- [kick out (1)](https://university.hometraq.io/tag/kick-out)
- [lafayette farm (1)](https://university.hometraq.io/tag/lafayette-farm)
- [lafayette square (1)](https://university.hometraq.io/tag/lafayette-square)
- [lake house (1)](https://university.hometraq.io/tag/lake-house)
- [movers (1)](https://university.hometraq.io/tag/movers)
- [neighborhoods (1)](https://university.hometraq.io/tag/neighborhoods)
- [notifications (1)](https://university.hometraq.io/tag/notifications)
- [paint (1)](https://university.hometraq.io/tag/paint)
- [purchase offer (1)](https://university.hometraq.io/tag/purchase-offer)
- [renovation (1)](https://university.hometraq.io/tag/renovation)
- [river home (1)](https://university.hometraq.io/tag/river-home)
- [safety (1)](https://university.hometraq.io/tag/safety)
- [sale pending (1)](https://university.hometraq.io/tag/sale-pending)
- [short sale (1)](https://university.hometraq.io/tag/short-sale)
- [soulard (1)](https://university.hometraq.io/tag/soulard)
- [status (1)](https://university.hometraq.io/tag/status)
- [temporarily off market (1)](https://university.hometraq.io/tag/temporarily-off-market)
- [the hill (1)](https://university.hometraq.io/tag/the-hill)
- [training (1)](https://university.hometraq.io/tag/training)
- [water (1)](https://university.hometraq.io/tag/water)
- [waterfront home (1)](https://university.hometraq.io/tag/waterfront-home)
- [windows (1)](https://university.hometraq.io/tag/windows)
- [withdrawn (1)](https://university.hometraq.io/tag/withdrawn)

see all

### Posts by Topic

- [buying a home (36)](https://university.hometraq.io/tag/buying-a-home)
- [homebuyers (27)](https://university.hometraq.io/tag/homebuyers)
- [homebuying (27)](https://university.hometraq.io/tag/homebuying)
- [real estate (27)](https://university.hometraq.io/tag/real-estate)
- [housing market (24)](https://university.hometraq.io/tag/housing-market)
- [Mortgage (23)](https://university.hometraq.io/tag/mortgage)
- [house hunting (18)](https://university.hometraq.io/tag/house-hunting)
- [before you buy (16)](https://university.hometraq.io/tag/before-you-buy)
- [home ownership (16)](https://university.hometraq.io/tag/home-ownership)
- [home shopping (15)](https://university.hometraq.io/tag/home-shopping)
- [home purchase (13)](https://university.hometraq.io/tag/home-purchase)
- [selling agent (12)](https://university.hometraq.io/tag/selling-agent)
- [touring homes (12)](https://university.hometraq.io/tag/touring-homes)
- [Home Loan (11)](https://university.hometraq.io/tag/home-loan)
- [financing (11)](https://university.hometraq.io/tag/financing)
- [listing agent (11)](https://university.hometraq.io/tag/listing-agent)
- [Credit (10)](https://university.hometraq.io/tag/credit)
- [Home tour (10)](https://university.hometraq.io/tag/home-tour)
- [home tours (10)](https://university.hometraq.io/tag/home-tours)
- [online home buying (10)](https://university.hometraq.io/tag/online-home-buying)
- [buyer's agent (9)](https://university.hometraq.io/tag/buyers-agent)
- [home showings (9)](https://university.hometraq.io/tag/home-showings)
- [listing (9)](https://university.hometraq.io/tag/listing)
- [home search (8)](https://university.hometraq.io/tag/home-search)
- [homes for sale (8)](https://university.hometraq.io/tag/homes-for-sale)
- [housing demand (8)](https://university.hometraq.io/tag/housing-demand)
- [loan (8)](https://university.hometraq.io/tag/loan)
- [Credit Score (7)](https://university.hometraq.io/tag/credit-score)
- [STL (7)](https://university.hometraq.io/tag/stl)
- [agents (7)](https://university.hometraq.io/tag/agents)
- [homeownership (7)](https://university.hometraq.io/tag/homeownership)
- [innovation (7)](https://university.hometraq.io/tag/innovation)
- [mortgage payments (7)](https://university.hometraq.io/tag/mortgage-payments)
- [real estate agent (7)](https://university.hometraq.io/tag/real-estate-agent)
- [realtor (7)](https://university.hometraq.io/tag/realtor)
- [selling home (7)](https://university.hometraq.io/tag/selling-home)
- [Insider (6)](https://university.hometraq.io/tag/insider)
- [St. Louis (6)](https://university.hometraq.io/tag/st-louis)
- [commission (6)](https://university.hometraq.io/tag/commission)
- [hometraq (6)](https://university.hometraq.io/tag/hometraq)
- [income (6)](https://university.hometraq.io/tag/income)
- [payments (6)](https://university.hometraq.io/tag/payments)
- [FHA (5)](https://university.hometraq.io/tag/fha)
- [Lending (5)](https://university.hometraq.io/tag/lending)
- [first-time (5)](https://university.hometraq.io/tag/first-time)
- [home inspection (5)](https://university.hometraq.io/tag/home-inspection)
- [insurance (5)](https://university.hometraq.io/tag/insurance)
- [moving (5)](https://university.hometraq.io/tag/moving)
- [myths (5)](https://university.hometraq.io/tag/myths)
- [real estate tech (5)](https://university.hometraq.io/tag/real-estate-tech)
- [Approval (4)](https://university.hometraq.io/tag/approval)
- [agency (4)](https://university.hometraq.io/tag/agency)
- [boosting credit (4)](https://university.hometraq.io/tag/boosting-credit)
- [capital (4)](https://university.hometraq.io/tag/capital)
- [closing costs (4)](https://university.hometraq.io/tag/closing-costs)
- [credit bureaus (4)](https://university.hometraq.io/tag/credit-bureaus)
- [credit profile (4)](https://university.hometraq.io/tag/credit-profile)
- [dual agency (4)](https://university.hometraq.io/tag/dual-agency)
- [millennials (4)](https://university.hometraq.io/tag/millennials)
- [open house (4)](https://university.hometraq.io/tag/open-house)
- [rates (4)](https://university.hometraq.io/tag/rates)
- [summer (4)](https://university.hometraq.io/tag/summer)
- [title (4)](https://university.hometraq.io/tag/title)
- [MLS (3)](https://university.hometraq.io/tag/mls)
- [PITIA (3)](https://university.hometraq.io/tag/pitia)
- [Pre-Approval (3)](https://university.hometraq.io/tag/pre-approval)
- [Pre-Qualification (3)](https://university.hometraq.io/tag/pre-qualification)
- [Zillow (3)](https://university.hometraq.io/tag/zillow)
- [appraisal (3)](https://university.hometraq.io/tag/appraisal)
- [asset (3)](https://university.hometraq.io/tag/asset)
- [emergency funds (3)](https://university.hometraq.io/tag/emergency-funds)
- [financing contigency (3)](https://university.hometraq.io/tag/financing-contigency)
- [home for sale (3)](https://university.hometraq.io/tag/home-for-sale)
- [housing inventory (3)](https://university.hometraq.io/tag/housing-inventory)
- [maintenance (3)](https://university.hometraq.io/tag/maintenance)
- [misconceptions (3)](https://university.hometraq.io/tag/misconceptions)
- [moving checklist (3)](https://university.hometraq.io/tag/moving-checklist)
- [procuring cause (3)](https://university.hometraq.io/tag/procuring-cause)
- [professional (3)](https://university.hometraq.io/tag/professional)
- [rent (3)](https://university.hometraq.io/tag/rent)
- [step-by-step (3)](https://university.hometraq.io/tag/step-by-step)
- [utilities (3)](https://university.hometraq.io/tag/utilities)
- [vacation home (3)](https://university.hometraq.io/tag/vacation-home)
- [203k (2)](https://university.hometraq.io/tag/203k)
- [Chesterfield (2)](https://university.hometraq.io/tag/chesterfield)
- [HOA (2)](https://university.hometraq.io/tag/hoa)
- [Oakville (2)](https://university.hometraq.io/tag/oakville)
- [Underwriting (2)](https://university.hometraq.io/tag/underwriting)
- [baby boomer (2)](https://university.hometraq.io/tag/baby-boomer)
- [bills (2)](https://university.hometraq.io/tag/bills)
- [closing (2)](https://university.hometraq.io/tag/closing)
- [consumer (2)](https://university.hometraq.io/tag/consumer)
- [contingent (2)](https://university.hometraq.io/tag/contingent)
- [disclosure (2)](https://university.hometraq.io/tag/disclosure)
- [do it yourself (2)](https://university.hometraq.io/tag/do-it-yourself)
- [earnest money (2)](https://university.hometraq.io/tag/earnest-money)
- [foreclosure (2)](https://university.hometraq.io/tag/foreclosure)
- [negotiation (2)](https://university.hometraq.io/tag/negotiation)
- [option (2)](https://university.hometraq.io/tag/option)
- [pending (2)](https://university.hometraq.io/tag/pending)
- [property taxes (2)](https://university.hometraq.io/tag/property-taxes)
- [real estate agents (2)](https://university.hometraq.io/tag/real-estate-agents)
- [representation (2)](https://university.hometraq.io/tag/representation)
- [sales contract (2)](https://university.hometraq.io/tag/sales-contract)
- [sold (2)](https://university.hometraq.io/tag/sold)
- [startup (2)](https://university.hometraq.io/tag/startup)
- [taxes (2)](https://university.hometraq.io/tag/taxes)
- [title company (2)](https://university.hometraq.io/tag/title-company)
- [title insurance (2)](https://university.hometraq.io/tag/title-insurance)
- [AUS (1)](https://university.hometraq.io/tag/aus)
- [Back to work (1)](https://university.hometraq.io/tag/back-to-work)
- [Ladue (1)](https://university.hometraq.io/tag/ladue)
- [Lake Saint Louis (1)](https://university.hometraq.io/tag/lake-saint-louis)
- [Pre-Qual (1)](https://university.hometraq.io/tag/pre-qual)
- [St. Albans (1)](https://university.hometraq.io/tag/st-albans)
- [St. Charles (1)](https://university.hometraq.io/tag/st-charles)
- [active (1)](https://university.hometraq.io/tag/active)
- [alerts (1)](https://university.hometraq.io/tag/alerts)
- [cancelled (1)](https://university.hometraq.io/tag/cancelled)
- [cell phone (1)](https://university.hometraq.io/tag/cell-phone)
- [central west end (1)](https://university.hometraq.io/tag/central-west-end)
- [city living (1)](https://university.hometraq.io/tag/city-living)
- [clear to close (1)](https://university.hometraq.io/tag/clear-to-close)
- [coming soon (1)](https://university.hometraq.io/tag/coming-soon)
- [conditions (1)](https://university.hometraq.io/tag/conditions)
- [contingencies (1)](https://university.hometraq.io/tag/contingencies)
- [cosign (1)](https://university.hometraq.io/tag/cosign)
- [deposit (1)](https://university.hometraq.io/tag/deposit)
- [escrow (1)](https://university.hometraq.io/tag/escrow)
- [experian (1)](https://university.hometraq.io/tag/experian)
- [expired (1)](https://university.hometraq.io/tag/expired)
- [funds (1)](https://university.hometraq.io/tag/funds)
- [glencoe (1)](https://university.hometraq.io/tag/glencoe)
- [historic (1)](https://university.hometraq.io/tag/historic)
- [homeowner association fees (1)](https://university.hometraq.io/tag/homeowner-association-fees)
- [kick out (1)](https://university.hometraq.io/tag/kick-out)
- [lafayette farm (1)](https://university.hometraq.io/tag/lafayette-farm)
- [lafayette square (1)](https://university.hometraq.io/tag/lafayette-square)
- [lake house (1)](https://university.hometraq.io/tag/lake-house)
- [movers (1)](https://university.hometraq.io/tag/movers)
- [neighborhoods (1)](https://university.hometraq.io/tag/neighborhoods)
- [notifications (1)](https://university.hometraq.io/tag/notifications)
- [paint (1)](https://university.hometraq.io/tag/paint)
- [purchase offer (1)](https://university.hometraq.io/tag/purchase-offer)
- [renovation (1)](https://university.hometraq.io/tag/renovation)
- [river home (1)](https://university.hometraq.io/tag/river-home)
- [safety (1)](https://university.hometraq.io/tag/safety)
- [sale pending (1)](https://university.hometraq.io/tag/sale-pending)
- [short sale (1)](https://university.hometraq.io/tag/short-sale)
- [soulard (1)](https://university.hometraq.io/tag/soulard)
- [status (1)](https://university.hometraq.io/tag/status)
- [temporarily off market (1)](https://university.hometraq.io/tag/temporarily-off-market)
- [the hill (1)](https://university.hometraq.io/tag/the-hill)
- [training (1)](https://university.hometraq.io/tag/training)
- [water (1)](https://university.hometraq.io/tag/water)
- [waterfront home (1)](https://university.hometraq.io/tag/waterfront-home)
- [windows (1)](https://university.hometraq.io/tag/windows)
- [withdrawn (1)](https://university.hometraq.io/tag/withdrawn)

See all

### Recent Posts

## <https://facebook.com/HomeTraq> <https://twitter.com/HomeTraq> <https://hometraq.business.site/><https://www.linkedin.com/company/HomeTraq> <https://youtube.com/HomeTraq> <https://instagram.com/HomeTraq> 

 

In the same way you use Uber or Lyft to quickly find a driver to get a ride, use HomeTraq to quickly find agents to easily schedule a Home Showing, in an average of 3-5 minutes. [See A Home Now](https://explore.hometraq.com/see-home-now-a)with HomeTraq.

 (314) 380-0155

[support@hometraq.com](mailto:support@hometraq.com)

 231 S. Bemiston, Suite 800   
 St. Louis, Missouri 63105

![](https://static.move.com/cb/v1/move/navfooter/EqualHousing_new.gif) Equal Housing Opportunity © 2025 HomeTraq. All rights reserved.