4 reasons why buying a home with cash may be a mistake...

Oct 8, 2019 4:49:14 PM / by Mark Gorman posted in Mortgage, Pre-Approval, Pre-Qual, Lending, Home Loan, Pre-Qualification, Approval, professional, home purchase, financing contigency, FHA, closing costs, homebuyers, home ownership, PITIA, financing, capital, payments, mortgage payments, emergency funds, boosting credit, income, asset, myths, credit bureaus

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There’s a common misconception out there that buying a home with cash is always a faster and easier option than financing. If you have the funds to buy a home in cash (congrats on that saving, by the way), financing might actually be a better option. Financing your purchase with a qualified lender offers homebuyers a host of unique advantages that cash buyers just can’t enjoy. If you’re weighing your cash vs. financing options, consider the following:

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5 steps to get ready for your home search

Sep 15, 2019 7:43:00 AM / by Brett O'Daniell posted in Pre-Approval, home shopping, house hunting, home search, homebuyers, housing market, step-by-step, Credit, first-time, homeownership, home tours, home ownership, financing, before you buy, buying a home, moving checklist, homebuying, boosting credit, loan

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In a competitive market where homes can fly off the market in a week or less, it’s essential that buyers come to the table prepared. Here’s a list of steps every home buyer should consider in their search.

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Rates are falling... What does it mean for your home search?

Aug 28, 2019 9:30:52 PM / by Mark Gorman posted in Insider, Mortgage, Pre-Approval, Home Loan, Approval, homebuyers, housing market, St. Louis, housing demand, financing, loan, rates

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