---
title: HomeTraq University | myths
description: myths |
---

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[![](https://university.hometraq.io/hubfs/Stock%20images/Beautiful%20happy%20family%20thinking%20of%20their%20dream%20house-1.jpeg)](https://university.hometraq.io/look-at-these-5-common-misconceptions-to-consider-before-buying-a-home-for-review)

## [5 major misconceptions about buying a home \[Real Estate Insider\]](https://university.hometraq.io/look-at-these-5-common-misconceptions-to-consider-before-buying-a-home-for-review)

 Aug 17, 2020 2:14:55 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [Lending](https://university.hometraq.io/topic/lending), [Home Loan](https://university.hometraq.io/topic/home-loan), [home shopping](https://university.hometraq.io/topic/home-shopping), [real estate](https://university.hometraq.io/topic/real-estate), [touring homes](https://university.hometraq.io/topic/touring-homes), [homebuyers](https://university.hometraq.io/topic/homebuyers), [housing market](https://university.hometraq.io/topic/housing-market), [financing](https://university.hometraq.io/topic/financing), [myths](https://university.hometraq.io/topic/myths)

[0 Comments](https://university.hometraq.io/look-at-these-5-common-misconceptions-to-consider-before-buying-a-home-for-review#comments-listing)

 

 

### **Buying a home doesn't have to be confusing!**

Buying a home for the first time is intimidating. It's unfamiliar territory. The financial implications for one of the largest purchase of your life is massive. It sounds daunting, we know. But it doesn't have to be. In fact, securing a home loan is faster and easier than ever before! With the variety of mortgage options on the market, you could find a loan customized to fit your specific needs. 

[Read More](https://university.hometraq.io/look-at-these-5-common-misconceptions-to-consider-before-buying-a-home-for-review)

[![](https://university.hometraq.io/hubfs/CARES-ACT.png)](https://university.hometraq.io/cares-act-forbearance-covid-mortgage-relief-details)

## [CARES Act Forbearance (COVID mortgage relief) details](https://university.hometraq.io/cares-act-forbearance-covid-mortgage-relief-details)

 May 10, 2020 10:20:58 AM / by [Mark Gorman](https://university.hometraq.io/author/mark-gorman) posted in [housing market](https://university.hometraq.io/topic/housing-market), [buying a home](https://university.hometraq.io/topic/buying-a-home), [misconceptions](https://university.hometraq.io/topic/misconceptions), [rent](https://university.hometraq.io/topic/rent), [income](https://university.hometraq.io/topic/income), [asset](https://university.hometraq.io/topic/asset), [myths](https://university.hometraq.io/topic/myths), [loan](https://university.hometraq.io/topic/loan), [rates](https://university.hometraq.io/topic/rates)

[0 Comments](https://university.hometraq.io/cares-act-forbearance-covid-mortgage-relief-details#comments-listing)

 

There’s little doubt that COVID-19 has changed our lives significantly over the last days and weeks. There has been so much information released as a result of these unprecedented times that it’s been hard to keep up. To keep things clear, and to help you sift through all the information you’re getting, we wanted to provide a resource so you can better understand recent legislation enacted to help homeowners impacted by the COVID-19 pandemic.

[Read More](https://university.hometraq.io/cares-act-forbearance-covid-mortgage-relief-details)

[![](https://university.hometraq.io/hubfs/Stock%20images/Portrait%20of%20a%20happy%20african%20man%20holding%20US%20dollars.jpeg)](https://university.hometraq.io/why-financing-might-be-a-better-choice-than-paying-cash-for-your-next-home)

## [4 reasons why buying a home with cash may be a mistake...](https://university.hometraq.io/why-financing-might-be-a-better-choice-than-paying-cash-for-your-next-home)

 Oct 8, 2019 4:49:14 PM / by [Mark Gorman](https://university.hometraq.io/author/mark-gorman) posted in [Mortgage](https://university.hometraq.io/topic/mortgage), [Pre-Approval](https://university.hometraq.io/topic/pre-approval), [Pre-Qual](https://university.hometraq.io/topic/pre-qual), [Lending](https://university.hometraq.io/topic/lending), [Home Loan](https://university.hometraq.io/topic/home-loan), [Pre-Qualification](https://university.hometraq.io/topic/pre-qualification), [Approval](https://university.hometraq.io/topic/approval), [professional](https://university.hometraq.io/topic/professional), [home purchase](https://university.hometraq.io/topic/home-purchase), [financing contigency](https://university.hometraq.io/topic/financing-contigency), [FHA](https://university.hometraq.io/topic/fha), [closing costs](https://university.hometraq.io/topic/closing-costs), [homebuyers](https://university.hometraq.io/topic/homebuyers), [home ownership](https://university.hometraq.io/topic/home-ownership), [PITIA](https://university.hometraq.io/topic/pitia), [financing](https://university.hometraq.io/topic/financing), [capital](https://university.hometraq.io/topic/capital), [payments](https://university.hometraq.io/topic/payments), [mortgage payments](https://university.hometraq.io/topic/mortgage-payments), [emergency funds](https://university.hometraq.io/topic/emergency-funds), [boosting credit](https://university.hometraq.io/topic/boosting-credit), [income](https://university.hometraq.io/topic/income), [asset](https://university.hometraq.io/topic/asset), [myths](https://university.hometraq.io/topic/myths), [credit bureaus](https://university.hometraq.io/topic/credit-bureaus)

[0 Comments](https://university.hometraq.io/why-financing-might-be-a-better-choice-than-paying-cash-for-your-next-home#comments-listing)

There’s a common misconception out there that buying a home with cash is always a faster and easier option than financing. If you have the funds to buy a home in cash (congrats on that saving, by the way), [financing might actually be a better option](https://university.hometraq.io/six-features-first-timers-should-know-about-fha). Financing your purchase with a qualified lender offers homebuyers a host of unique advantages that cash buyers just can’t enjoy. If you’re weighing your cash vs. [financing options](https://university.hometraq.io/tag/mortgage), consider the following:

[Read More](https://university.hometraq.io/why-financing-might-be-a-better-choice-than-paying-cash-for-your-next-home)

[![](https://university.hometraq.io/hubfs/Stock%20images/Couple%20in%20new%20house%20choosing%20color%20for%20walls.jpeg)](https://university.hometraq.io/5-common-fha-appraisal-issues-how-to-fix-them)

## [5 common FHA appraisal issues: how to fix them](https://university.hometraq.io/5-common-fha-appraisal-issues-how-to-fix-them)

 Jul 11, 2019 5:02:07 PM / by [Jeffrey Che](https://university.hometraq.io/author/jeffrey-che) posted in [Mortgage](https://university.hometraq.io/topic/mortgage), [Home Loan](https://university.hometraq.io/topic/home-loan), [Approval](https://university.hometraq.io/topic/approval), [Underwriting](https://university.hometraq.io/topic/underwriting), [home inspection](https://university.hometraq.io/topic/home-inspection), [appraisal](https://university.hometraq.io/topic/appraisal), [FHA](https://university.hometraq.io/topic/fha), [do it yourself](https://university.hometraq.io/topic/do-it-yourself), [buying a home](https://university.hometraq.io/topic/buying-a-home), [homebuying](https://university.hometraq.io/topic/homebuying), [myths](https://university.hometraq.io/topic/myths), [paint](https://university.hometraq.io/topic/paint), [windows](https://university.hometraq.io/topic/windows), [safety](https://university.hometraq.io/topic/safety), [utilities](https://university.hometraq.io/topic/utilities), [water](https://university.hometraq.io/topic/water)

[0 Comments](https://university.hometraq.io/5-common-fha-appraisal-issues-how-to-fix-them#comments-listing)

 

[Read More](https://university.hometraq.io/5-common-fha-appraisal-issues-how-to-fix-them)

[![](https://university.hometraq.io/hubfs/bank-banking-close-up-1020313.jpg)](https://university.hometraq.io/the-traditional-mortgage-3-myths-to-bust)

## [3 myths of traditional vs online mortgage lenders](https://university.hometraq.io/the-traditional-mortgage-3-myths-to-bust)

 Jul 10, 2019 7:16:00 AM / by [Mark Gorman](https://university.hometraq.io/author/mark-gorman) posted in [Mortgage](https://university.hometraq.io/topic/mortgage), [buying a home](https://university.hometraq.io/topic/buying-a-home), [myths](https://university.hometraq.io/topic/myths)

[0 Comments](https://university.hometraq.io/the-traditional-mortgage-3-myths-to-bust#comments-listing)

Deciding to buy a new home is one of life’s most important decisions. Once you’ve given yourself the green light—and after the euphoria and surge of adrenaline spikes and subsides—you need to identify your specific financial capabilities and goals, and what you require from your mortgage lender.

 

[Read More](https://university.hometraq.io/the-traditional-mortgage-3-myths-to-bust)

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