Real Estate Insider - Credit, Credit Resources and Credit Counselors

Feb 5, 2020 11:28:31 AM / by Mark Gorman posted in homebuyers, Credit, Credit Score, financing, capital, mortgage payments, homebuying, boosting credit, credit bureaus

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There are three major credit reporting agencies.

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The Loan Approval Phase

Feb 2, 2020 9:26:08 PM / by Mark Gorman posted in Home Loan, financing, capital, buying a home, income, credit bureaus

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Lender Evaluates Mortgage Loan Application:

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4 reasons why buying a home with cash may be a mistake...

Oct 8, 2019 4:49:14 PM / by Mark Gorman posted in Mortgage, Pre-Approval, Pre-Qual, Lending, Home Loan, Pre-Qualification, Approval, professional, home purchase, financing contigency, FHA, closing costs, homebuyers, home ownership, PITIA, financing, capital, payments, mortgage payments, emergency funds, boosting credit, income, asset, myths, credit bureaus

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There’s a common misconception out there that buying a home with cash is always a faster and easier option than financing. If you have the funds to buy a home in cash (congrats on that saving, by the way), financing might actually be a better option. Financing your purchase with a qualified lender offers homebuyers a host of unique advantages that cash buyers just can’t enjoy. If you’re weighing your cash vs. financing options, consider the following:

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Cellphone & utility payments can now "boost" your credit score

Jul 12, 2019 8:32:00 PM / by Mark Gorman posted in Mortgage, Credit, Credit Score, home ownership, credit profile, payments, mortgage payments, boosting credit, credit bureaus, experian, cell phone, utilities, bills

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