There’s a common misconception out there that buying a home with cash is always a faster and easier option than financing. If you have the funds to buy a home in cash (congrats on that saving, by the way), financing might actually be a better option. Financing your purchase with a qualified lender offers homebuyers a host of unique advantages that cash buyers just can’t enjoy. If you’re weighing your cash vs. financing options, consider the following:

Buying a home can be a high stress time and it feels even more stressful when you don’t understand the lingo being tossed around. From abbreviated words in listings to acronyms used by real estate agents and loan officers, sometimes it can feel like everyone is speaking a different language.  Knowing these acronyms will keep you on the same page as everyone you are working with.

Home ownership has always been part of the American Dream. Because of that, many people start their home search without considering the benefits or risks. If you are contemplating buying a home, you should know and review the advantages & challenges of the investment decision you are about to make and all that comes with it before signing on the dotted line.

All the planning, house hunting and waiting are over. The final step in the home-buying process is closing on your new place. Before you get the keys for your new home and officially call it your own, you have one more sprint ahead of you: paperwork. When you know what to expect, the process won’t seem so overwhelming. All parties involved want your closing to be just what you imagined: a joyous occasion with little or no hiccups.