---
title: HomeTraq University | rates
description: rates |
---

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## [CARES Act Forbearance (COVID mortgage relief) details](https://university.hometraq.io/cares-act-forbearance-covid-mortgage-relief-details)

 May 10, 2020 10:20:58 AM / by [Mark Gorman](https://university.hometraq.io/author/mark-gorman) posted in [housing market](https://university.hometraq.io/topic/housing-market), [buying a home](https://university.hometraq.io/topic/buying-a-home), [misconceptions](https://university.hometraq.io/topic/misconceptions), [rent](https://university.hometraq.io/topic/rent), [income](https://university.hometraq.io/topic/income), [asset](https://university.hometraq.io/topic/asset), [myths](https://university.hometraq.io/topic/myths), [loan](https://university.hometraq.io/topic/loan), [rates](https://university.hometraq.io/topic/rates)

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There’s little doubt that COVID-19 has changed our lives significantly over the last days and weeks. There has been so much information released as a result of these unprecedented times that it’s been hard to keep up. To keep things clear, and to help you sift through all the information you’re getting, we wanted to provide a resource so you can better understand recent legislation enacted to help homeowners impacted by the COVID-19 pandemic.

[Read More](https://university.hometraq.io/cares-act-forbearance-covid-mortgage-relief-details)

[![](https://university.hometraq.io/hubfs/white-and-gray-2-storey-house-behind-white-gate-panel-2839754.jpg)](https://university.hometraq.io/the-most-unique-spring-housing-market-in-generations-2020)

## [The most unique spring housing market in ... Ever? \[2020 Real Estate\]](https://university.hometraq.io/the-most-unique-spring-housing-market-in-generations-2020)

 May 7, 2020 8:53:32 PM / by [Mark Gorman](https://university.hometraq.io/author/mark-gorman) posted in [housing market](https://university.hometraq.io/topic/housing-market), [housing demand](https://university.hometraq.io/topic/housing-demand), [summer](https://university.hometraq.io/topic/summer), [buying a home](https://university.hometraq.io/topic/buying-a-home), [moving](https://university.hometraq.io/topic/moving), [homebuying](https://university.hometraq.io/topic/homebuying), [rates](https://university.hometraq.io/topic/rates)

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Kicking off at the end of March, spring signals the start of homebuying season…at least it used to. As you know, the coronavirus pandemic has changed everything about this spring—including the real estate market.  
   
The months of April through July traditionally account for more than 40% of all housing transactions. 2020 has been much different. This year's homebuying season started in January due to record low mortgage rates, low inventory and high demand. In fact, just prior to the pandemic, the housing market was hot—with sales at their best levels in over a decade and multiple offer situations part of the norm. 

[Read More](https://university.hometraq.io/the-most-unique-spring-housing-market-in-generations-2020)

[![](https://university.hometraq.io/hubfs/Stock%20images/Excited%20couple%20jumping%20after%20buying%20a%20house-1.jpeg)](https://university.hometraq.io/home-buyer-loan-strategies-options-revealed)

## [Home-Buyer Loan Strategies \[OPTIONS REVEALED\]](https://university.hometraq.io/home-buyer-loan-strategies-options-revealed)

 Feb 17, 2020 1:20:53 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [home ownership](https://university.hometraq.io/topic/home-ownership), [financing](https://university.hometraq.io/topic/financing), [buying a home](https://university.hometraq.io/topic/buying-a-home), [income](https://university.hometraq.io/topic/income), [loan](https://university.hometraq.io/topic/loan), [rates](https://university.hometraq.io/topic/rates)

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[Read More](https://university.hometraq.io/home-buyer-loan-strategies-options-revealed)

[![](https://university.hometraq.io/hubfs/rates.jpg)](https://university.hometraq.io/so-mortgage-rates-falling)

## [Rates are falling... What does it mean for your home search?](https://university.hometraq.io/so-mortgage-rates-falling)

 Aug 28, 2019 9:30:52 PM / by [Mark Gorman](https://university.hometraq.io/author/mark-gorman) posted in [Insider](https://university.hometraq.io/topic/insider), [Mortgage](https://university.hometraq.io/topic/mortgage), [Pre-Approval](https://university.hometraq.io/topic/pre-approval), [Home Loan](https://university.hometraq.io/topic/home-loan), [Approval](https://university.hometraq.io/topic/approval), [homebuyers](https://university.hometraq.io/topic/homebuyers), [housing market](https://university.hometraq.io/topic/housing-market), [St. Louis](https://university.hometraq.io/topic/st-louis), [housing demand](https://university.hometraq.io/topic/housing-demand), [financing](https://university.hometraq.io/topic/financing), [loan](https://university.hometraq.io/topic/loan), [rates](https://university.hometraq.io/topic/rates)

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