There are three major credit reporting agencies.
fanniemae.com: The KnowYourOptions section of the Fannie Mae website provides
a variety of resources, including several calculators and lists of housing counselors and lenders.
freddiemac.com: Freddie Mac provides an interactive homebuyer guide, My Home by Freddie Mac®, as well as information
on maintaining healthy credit habits. The CreditSmart® guide is available in both English and Spanish.
Housing Counselors.
hud.gov: HUD’s website includes lists of agencies that are approved by HUD to provide housing counseling.
knowyouroptions.com: This website created by Fannie Mae provides links to housing resources and credit counseling.
Real Estate Owner (REO) Properties.
hud.gov: With the HUD website, you can access lists of homes for sale by several federal agencies, as well as Fannie Mae and Freddie Mac.
Are you planning on moving into a smaller space? If so, begin your search by asking yourself 10 critical questions and taking these first key steps.
Lots of people – even those we love – don’t make good on promises; your credit takes an immediate hit
Tips on limiting your risk and encouraging adult children’s independence
What's happening? We are excited to announce that our newest version is now live and features active listings with MLS access! Please check it out and let us know your thoughts. We are also very proud to be involved in the first ever STL Startup Week which celebrates new innovative companies in the region. Learn more below, hopefully you may be able to join us at one of the local events.
There’s a common misconception out there that buying a home with cash is always a faster and easier option than financing. If you have the funds to buy a home in cash (congrats on that saving, by the way), financing might actually be a better option. Financing your purchase with a qualified lender offers homebuyers a host of unique advantages that cash buyers just can’t enjoy. If you’re weighing your cash vs. financing options, consider the following:
In a competitive market where homes can fly off the market in a week or less, it’s essential that buyers come to the table prepared. Here’s a list of steps every home buyer should consider in their search.
