---
title: HomeTraq University | buying a home (3)
description: buying a home |  (3)
---

[![HomeTraq](https://university.hometraq.io/hs-fs/hubfs/HomeTraqLogoSM-1.png?width=6000&height=1800&name=HomeTraqLogoSM-1.png "HomeTraq")](https://HomeTraq.com)

- [For Home Buyers](https://hometraq.com/how-it-works)
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- [For Agents](https://explore.hometraqbuyers.com/for-agents)
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- Resources 
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- [Contact Us](https://explore.hometraq.io/lets-talk)

[![](https://university.hometraq.io/hs-fs/hubfs/Stock%20images/Woman%20reading%20at%20the%20library%20on%20an%20e-book%20reader.jpeg?width=300&upscale=true&name=Woman%20reading%20at%20the%20library%20on%20an%20e-book%20reader.jpeg)](https://university.hometraq.io/avoid-coronavirus-in-real-estate)

## [How to avoid COVID-19 in Real Estate](https://university.hometraq.io/avoid-coronavirus-in-real-estate)

 Mar 13, 2020 8:58:11 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [house hunting](https://university.hometraq.io/topic/house-hunting), [home search](https://university.hometraq.io/topic/home-search), [buying a home](https://university.hometraq.io/topic/buying-a-home)

[0 Comments](https://university.hometraq.io/avoid-coronavirus-in-real-estate#comments-listing)

 Like you, we have spent the last several days and weeks learning about the coronavirus (COVID-19) and how it is impacting our world.  We are closely following the ** [Centers for Disease Control's (CDC)](https://www.cdc.gov/coronavirus/2019-ncov/downloads/workplace-school-and-home-guidance.pdf)**  guidelines and recommendations on the steps we can take to help prevent the spread of the virus. Here are some highlights per CDC guidance: 

[Read More](https://university.hometraq.io/avoid-coronavirus-in-real-estate)

[![](https://university.hometraq.io/hubfs/Stock%20images/close%20up%20of%20hands%20using%20laptop%20and%20holding%20credit%20card%20%20as%20Online%20shopping%20concept.jpeg)](https://university.hometraq.io/the-essential-credit-check-list)

## [The Essential Credit Check-List](https://university.hometraq.io/the-essential-credit-check-list)

 Mar 6, 2020 12:03:35 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [Mortgage](https://university.hometraq.io/topic/mortgage), [Lending](https://university.hometraq.io/topic/lending), [Home Loan](https://university.hometraq.io/topic/home-loan), [Credit](https://university.hometraq.io/topic/credit), [credit profile](https://university.hometraq.io/topic/credit-profile), [buying a home](https://university.hometraq.io/topic/buying-a-home)

[0 Comments](https://university.hometraq.io/the-essential-credit-check-list#comments-listing)

# The essential credit check-list for boosting your credit.

When it comes to obtaining the best interest rate and terms on a mortgage, good credit is critical. If you’re thinking about buying a home, the first thing you should do is ensure your credit score is in tip-top shape before you explore financing options.

 

[Read More](https://university.hometraq.io/the-essential-credit-check-list)

[![](https://play.vidyard.com/XRjgfxe3M5JKwRmZECFGax.jpg?email=1&)](https://university.hometraq.io/the-app-that-is-changing-the-real-estate-industry)

## [The App That is Changing The Real Estate Industry](https://university.hometraq.io/the-app-that-is-changing-the-real-estate-industry)

 Feb 28, 2020 7:03:50 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [real estate](https://university.hometraq.io/topic/real-estate), [housing market](https://university.hometraq.io/topic/housing-market), [buying a home](https://university.hometraq.io/topic/buying-a-home), [selling home](https://university.hometraq.io/topic/selling-home), [innovation](https://university.hometraq.io/topic/innovation)

[0 Comments](https://university.hometraq.io/the-app-that-is-changing-the-real-estate-industry#comments-listing)

 Viewing a property can take longer than expected with balancing your schedule and the agents schedule, HomeTraq is designed to streamline your experience **so to work for you!** 

[Read More](https://university.hometraq.io/the-app-that-is-changing-the-real-estate-industry)

[![](https://university.hometraq.io/hubfs/Stock%20images/Excited%20couple%20jumping%20after%20buying%20a%20house-1.jpeg)](https://university.hometraq.io/home-buyer-loan-strategies-options-revealed)

## [Home-Buyer Loan Strategies \[OPTIONS REVEALED\]](https://university.hometraq.io/home-buyer-loan-strategies-options-revealed)

 Feb 17, 2020 1:20:53 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [home ownership](https://university.hometraq.io/topic/home-ownership), [financing](https://university.hometraq.io/topic/financing), [buying a home](https://university.hometraq.io/topic/buying-a-home), [income](https://university.hometraq.io/topic/income), [loan](https://university.hometraq.io/topic/loan), [rates](https://university.hometraq.io/topic/rates)

[0 Comments](https://university.hometraq.io/home-buyer-loan-strategies-options-revealed#comments-listing)

   

[Read More](https://university.hometraq.io/home-buyer-loan-strategies-options-revealed)

[![](https://university.hometraq.io/hubfs/close-up-photo-of-man-wearing-black-suit-jacket-doing-thumbs-684385-1.jpg)](https://university.hometraq.io/the-loan-approval-phase)

## [The Loan Approval Phase](https://university.hometraq.io/the-loan-approval-phase)

 Feb 2, 2020 9:26:08 PM / by [Mark Gorman](https://university.hometraq.io/author/mark-gorman) posted in [Home Loan](https://university.hometraq.io/topic/home-loan), [financing](https://university.hometraq.io/topic/financing), [capital](https://university.hometraq.io/topic/capital), [buying a home](https://university.hometraq.io/topic/buying-a-home), [income](https://university.hometraq.io/topic/income), [credit bureaus](https://university.hometraq.io/topic/credit-bureaus)

[0 Comments](https://university.hometraq.io/the-loan-approval-phase#comments-listing)

**Lender Evaluates Mortgage Loan Application:**

[Read More](https://university.hometraq.io/the-loan-approval-phase)

[![](https://university.hometraq.io/hubfs/Stock%20images/Hand%20of%20business%20person%20holding%20house%20card.jpeg)](https://university.hometraq.io/considering-moving-into-a-smaller-space)

## [Considering moving into a smaller space?](https://university.hometraq.io/considering-moving-into-a-smaller-space)

 Dec 11, 2019 6:08:23 PM / by [Jeffrey Che](https://university.hometraq.io/author/jeffrey-che) posted in [consumer](https://university.hometraq.io/topic/consumer), [home ownership](https://university.hometraq.io/topic/home-ownership), [before you buy](https://university.hometraq.io/topic/before-you-buy), [buying a home](https://university.hometraq.io/topic/buying-a-home), [moving checklist](https://university.hometraq.io/topic/moving-checklist), [homebuying](https://university.hometraq.io/topic/homebuying)

[0 Comments](https://university.hometraq.io/considering-moving-into-a-smaller-space#comments-listing)

Are you planning on moving into a smaller space? If so, begin your search by asking yourself 10 critical questions and taking these first key steps.

[Read More](https://university.hometraq.io/considering-moving-into-a-smaller-space)

## [Want to help your kids buy a house? Check this out](https://university.hometraq.io/want-to-help-your-kids-buy-a-house-check-this-out)

 Dec 6, 2019 8:01:12 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [buying a home](https://university.hometraq.io/topic/buying-a-home)

[0 Comments](https://university.hometraq.io/want-to-help-your-kids-buy-a-house-check-this-out#comments-listing)

**Tips on limiting your risk and encouraging adult children’s independence**

**![Real estate tips for young adults](https://university.hometraq.io/hs-fs/hubfs/Stock%20images/Excited%20father%20and%20son-1.jpeg?width=500&name=Excited%20father%20and%20son-1.jpeg)**

[Read More](https://university.hometraq.io/want-to-help-your-kids-buy-a-house-check-this-out)

[![](https://university.hometraq.io/hubfs/image-2-1.png)](https://university.hometraq.io/five-key-estate-planning-documents-not-just-for-the-rich)

## [Five key estate planning documents: not just for the rich](https://university.hometraq.io/five-key-estate-planning-documents-not-just-for-the-rich)

 Nov 29, 2019 5:25:44 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [real estate](https://university.hometraq.io/topic/real-estate), [buying a home](https://university.hometraq.io/topic/buying-a-home), [online home buying](https://university.hometraq.io/topic/online-home-buying)

[0 Comments](https://university.hometraq.io/five-key-estate-planning-documents-not-just-for-the-rich#comments-listing)

**A will isn’t enough**

[Read More](https://university.hometraq.io/five-key-estate-planning-documents-not-just-for-the-rich)

[![](https://university.hometraq.io/hubfs/Stock%20images/Young%20couple%20visualizing%20the%20decor%20of%20their%20new%20home%20sitting%20on%20the%20bare%20wooden%20floor%20pointing%20out%20and%20discussing%20placement%20of%20furniture.jpeg)](https://university.hometraq.io/5-steps-for-first-time-home-buyers)

## [5 steps to get ready for your home search](https://university.hometraq.io/5-steps-for-first-time-home-buyers)

 Sep 15, 2019 7:43:00 AM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [Pre-Approval](https://university.hometraq.io/topic/pre-approval), [home shopping](https://university.hometraq.io/topic/home-shopping), [house hunting](https://university.hometraq.io/topic/house-hunting), [home search](https://university.hometraq.io/topic/home-search), [homebuyers](https://university.hometraq.io/topic/homebuyers), [housing market](https://university.hometraq.io/topic/housing-market), [step-by-step](https://university.hometraq.io/topic/step-by-step), [Credit](https://university.hometraq.io/topic/credit), [first-time](https://university.hometraq.io/topic/first-time), [homeownership](https://university.hometraq.io/topic/homeownership), [home tours](https://university.hometraq.io/topic/home-tours), [home ownership](https://university.hometraq.io/topic/home-ownership), [financing](https://university.hometraq.io/topic/financing), [before you buy](https://university.hometraq.io/topic/before-you-buy), [buying a home](https://university.hometraq.io/topic/buying-a-home), [moving checklist](https://university.hometraq.io/topic/moving-checklist), [homebuying](https://university.hometraq.io/topic/homebuying), [boosting credit](https://university.hometraq.io/topic/boosting-credit), [loan](https://university.hometraq.io/topic/loan)

[0 Comments](https://university.hometraq.io/5-steps-for-first-time-home-buyers#comments-listing)

In a competitive market where homes can fly off the market in a week or less, it’s essential that buyers come to the table prepared. Here’s a list of steps every home buyer should consider in their search.

[Read More](https://university.hometraq.io/5-steps-for-first-time-home-buyers)

[![](https://university.hometraq.io/hubfs/GetMedia-1-1.jpg)](https://university.hometraq.io/check-out-these-historic-stlouis-neighborhoods)

## [Check out these historic neighborhoods](https://university.hometraq.io/check-out-these-historic-stlouis-neighborhoods)

 Sep 9, 2019 8:41:00 PM / by [Brett O'Daniell](https://university.hometraq.io/author/brett-odaniell) posted in [listing](https://university.hometraq.io/topic/listing), [St. Louis](https://university.hometraq.io/topic/st-louis), [home for sale](https://university.hometraq.io/topic/home-for-sale), [buying a home](https://university.hometraq.io/topic/buying-a-home), [Oakville](https://university.hometraq.io/topic/oakville), [Chesterfield](https://university.hometraq.io/topic/chesterfield), [the hill](https://university.hometraq.io/topic/the-hill), [neighborhoods](https://university.hometraq.io/topic/neighborhoods), [historic](https://university.hometraq.io/topic/historic), [soulard](https://university.hometraq.io/topic/soulard), [central west end](https://university.hometraq.io/topic/central-west-end), [lafayette square](https://university.hometraq.io/topic/lafayette-square), [STL](https://university.hometraq.io/topic/stl), [lafayette farm](https://university.hometraq.io/topic/lafayette-farm), [glencoe](https://university.hometraq.io/topic/glencoe)

[0 Comments](https://university.hometraq.io/check-out-these-historic-stlouis-neighborhoods#comments-listing)

Explore a new (or old) neighborhood...   Each area in St. Louis has its own history, architectural styles, community and story to tell.  From Soulard to The Hill to Whitmoor, there are 100s of distinct areas in the St. Louis area.  Check out these homes in some of the area's most popular neighborhoods. 

[Read More](https://university.hometraq.io/check-out-these-historic-stlouis-neighborhoods)

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